Financial Calculators
and FAQs
Automobile
- Should I lease or purchase an auto?
- Auto Loan versus 0% dealer financing?
- What would my auto payments be?
- Should I get a more fuel efficient vehicle?
- Auto loan – accelerated payoff
- How much vehicle can I afford?
- Should I refinance my auto loan?
- New Loan: Lower Payment? How Much?
- How much might my vehicle depreciate?
- RV loan payments including balloon
- Fuel cost calculator
- Electric or gas powered vehicle?
Business
- Tax savings of a retirement/cafeteria plan?
- What are my new business startup costs?
- Pay or charge monthly, quarterly or annually?
- What is the value of my business?
- How many units to sell to breakeven?
- Should I lease or buy equipment?
- What are my business financial ratios?
- What’s my compensation package worth?
- Tax savings with Section 179 deduction?
- Employer FSA savings calculator
- Price for my product in order to be profitable?
Cash Flow
- Inflation’s impact my standard of living?
- How much am I spending?
- How much do I need for emergencies?
- Pay down debt or invest my monthly surplus?
- How long could my money last?
- Should my spouse enter the work force?
- What is my current net worth?
- What is my projected net worth?
- What is my current cash flow?
- What is my projected cash flow?
- Value of reducing or foregoing expenses?
- Inflation – Compare purchasing power
- Balance my checkbook
- Cost of living comparison
College
- How much should I be saving for college?
- Will I be able to pay back my student loans?
- Advantages of a Coverdell ESA?
- Advantages of a 529 college savings plan?
- What is the value of a college education?
- Payments on a parental (PLUS) loan?
- Should I live at home, on / off campus?
- When should I begin saving for child’s college?
- What expenses should I expect before college?
Credit & Debt
- How long to pay off my credit card(s)?
- How long until my loan is paid off?
- What would my loan payments be?
- Do I have too much debt?
- What is the balance on my loan?
- Consolidate my personal debt into a new loan?
- Restructuring debts for accelerated payoff
- Which is better: Cash or payments?
- Impact of making extra payments on my debt?
- Should I pay off debt or invest?
- Should I transfer my credit card balances?
- What is my credit score?
- How much can I afford to borrow?
- Credit card min. monthly payment calculator
- What is my loan rate?
- Payments needed to pay off my loan sooner?
Home & Mortgage
- How much home can I afford?
- Should I refinance my mortgage?
- Mortgage calculator
- Comparing mortgage terms (15, 20, 30 year)
- Should I buy points for a lower interest rate?
- Should I rent or buy a home?
- Should I convert to a bi-weekly payments?
- Compare a ‘no-cost’ vs. traditional mortgage
- Tax savings generated by my mortgage?
- Which is better, fixed or adjustable-rate?
- Adjustable rate mortgage calculator
- How do closing costs impact the interest rate?
- Interest-only vs. traditional mortgage
- How much can I borrow on my home (HELOC)?
- Loan comparison calculator
- How does a reverse mortgage work?
- What are my HELOC payments?
- Balloon mortgage calculator
Insurance
- How much life insurance do I need?
- What is my life expectancy?
- Needs for burial and final expenses?
- How much disability insurance do I need?
- What are the chances of becoming disabled?
- What are my long-term care insurance needs?
- How much will I earn in my lifetime?
- What are the tax advantages of an annuity?
- How long will my life insurance proceeds last?
- What is the future value of an annuity?
- Comprehensive plan vs. high-deductible / HSA?
- Taxable vs tax-deferred investments.
- Payments on an immediate annuity?
Investment
- How should I allocate my assets?
- Taxable vs. tax-free investment return.
- What is the value of a bond?
- Return on my real estate investment?
- What is the value of compound interest?
- What is the value of a call or put option?
- Taxable vs. tax-advantaged savings?
- What is my risk tolerance?
- Long-term impact of increased return?
- Certificate of deposit (CD) analyzer
- What is the dividend yield on a stock?
- How do expenses impact mutual fund returns?
- Certificate of deposit (CD) laddering strategy
- Share Certificate analyzer
- Share Certificate laddering strategy
- Return needed to get back to where I started?
Paycheck & Benefits
- My company bonus net after taxes?
(temporarily unavailable) - How will payroll adj. affect my take-home pay?
(temporarily unavailable) - Convert salary to an equivalent hourly wage.
- Convert hourly wage to an equivalent salary.
- Future value of my employee stock options?
- Should I use my ‘in-the-money’ stock options?
- What may my 401(k) be worth?
- Impact of increasing my 401(k) contribution?
- What may my 457(b) be worth?
- Impact of increasing my 457(b) contribution?
- What may my 403(b) Plan be worth?
- Impact of increasing my 403(b) contribution?
- Health Savings Account (HSA) value?
- What may my company ESOP be worth?
- Contribute more to receive max. 401(k) match?
Qualified Plans
- Evaluate my company pension payout options
- How much can I contribute to an IRA?
- How much income may an IRA provide?
- Should I convert to a Roth IRA?
- What will my qualified plan(s) be worth?
- My current year required min. distribution?
- Projected required min. distributions?
- My lump sum distribution options?
- How to maximize employer 401(k) match?
- Impact of borrowing from my retirement plan?
- Impact of early withdrawal from my 401(k)?
- Self-employed, how much can I contribute?
- Net unrealized app. (NUA) vs. IRA rollover?
- Beneficiary required min. distribution?
- 72(t) early distribution analysis
Retirement
- Retirement impact on my living expenses?
- How much will I need to save for retirement?
- Are my current retirement savings sufficient?
- Social security retirement income estimator
- Inflation: impact my retirement income needs?
- I’m retired, how long will my savings last?
- When should I begin saving for retirement?
- Should I convert some expenses to savings?
- Possible retirement income from my 401(k)?
- Compare a Roth 401(k) to a Traditional 401(K)
- Value of catch-up contributions for retirement?
Savings
- Becoming a millionaire
- Income generated by a savings plan
- How long will it take to double my savings?
- How long until my savings reach my goal?
- Save now vs. save later
- How much should I save to reach my goal?
- What could my current savings grow to?
- Calculate rate of return
- Taxes and inflation impact my investment.
- Effective annual yield on my investment?
- Recurring (monthly) savings growth?
- Is my savings plan on track?
- How long to work to buy something?
Taxes
- What is my potential estate tax liability?
- Should I adjust my payroll withholdings?
- Will my investment interest be deductible?
- How much self-employment tax will I pay?
- Capital gains (losses) tax estimator
- Taxable, tax-deferred, and tax-free growth
- Social security benefit may be taxed?
- Tax implications of paying interest?
- Itemize or take the standard deduction?
- What is my tax-equivalent yield?
- Tax freedom day
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